Is Your Institution Prepared for a Rising Cohort Default Rate (CDR)?

With Federal Student Aid projecting that 10 million+ borrowers will default on their student loans, institutions face serious exposure to elevated CDRs, and the potential consequences are significant!

Request an in-depth analysis of your student borrower data to assess and mitigate your institution’s risk of a high CDR.

Please complete the form to get started on your CDR assessment today!


Student Loan Default Prevention

Providing An Innovative And Unique Solution To Managing Loan Default For Student And Schools

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Champion Solutions: Student Loan Default Prevention Company

At Champion Solutions, we are a student loan default prevention company dedicated to helping schools protect both their students and their institutions. We partner with colleges, universities, and trade schools to provide cohort default rate management solutions that strengthen compliance, reduce risk, and build lasting trust with students. ...

Our role goes beyond compliance checklists. As a higher education default prevention partner, we support financial aid offices and administrators with the tools, training, and insights they need to protect federal funding eligibility and promote long-term student success. From student loan risk management for schools to education funding protection services, our solutions are designed to help institutions thrive in a challenging financial aid landscape.

Champion Solutions is trusted nationwide as a student loan compliance partner for schools that want more than short-term fixes. By combining default prevention consulting for education with compassionate communication, we ensure institutions not only remain compliant with Department of Education guidelines but also demonstrate a real commitment to their students’ futures.

As your trusted partner for student loan risk management, we bring expertise, integrity, and care to every relationship. Together, we’ll safeguard your school’s stability while empowering students to succeed.

Federal Student Loan Data:
Champion vs National Average

Loan Status Champion National Data
Repayment 39% 27%
Delinquent 6% 38%
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How Champion Can Help

Service Default Prevention
Service Default Prevention

From enrollment through the 3-year cohort default rate cycle, we execute and document processes and procedures for working with your borrowers for successful repayment of their student loans

Client Portal and Reporting
Client Portal and Reporting

We provide a portal for clients to access reports and data for your borrowers. Schools that supplement our servicing can use this portal to have everyone’s work documented in one place.

Customer Service
Customer Service

Your success is our success! We will do what it takes to execute a win-win for our school clients and student customers!

Skip Tracing
Skip Tracing

We contact references and use industry-proven resources for locating your borrowers.

Student Loan Financial Literacy
Student Loan Financial Literacy

We understand what drives long-term successful behaviors with borrowers that support their ultimate financial freedom.

Experience
Experience

Over 3 million student loan borrowers
37+ years default prevention expertise.

Why Champion?

Why Champion Solutions
Student Loan Default Prevention Company

Champions Unique Process and Procedures

Step 1 Icon

Scripting is focused on results and delivered in relatable language based on learning styles and communication profiling of borrowers.

Step 2 Icon

Last-call-results drive processes for the next actions and consider the delicate balance between effective communication and “annoying” collection calls.

Step 3 Icon

Our Student Success Mentors establish relationships to drive positive outcomes.

Frequently Asked Questions

Q1. What does Champion Solutions do?

Champion Solutions partners with colleges, universities, and schools to reduce student loan defaults, lower cohort default rates, and strengthen compliance with Department of Education guidelines.

Q2. Who can benefit from Champion Solutions’ services?

We work with higher education institutions, trade schools, and administrators seeking to reduce student loan risk, protect Title IV funding, and improve student financial success.

Q3. How does Champion Solutions help schools with compliance?

Our team provides tools, training, and strategies to help financial aid offices meet Department of Education requirements while improving repayment outcomes and institutional stability.

Q4. Why is student loan default prevention important for schools?

High default rates can harm an institution’s reputation, increase compliance pressure, and even threaten federal funding eligibility. Prevention protects both students and schools.

Q5. How is Champion Solutions different from other student loan service providers?

We combine technical expertise in default prevention and compliance with a compassionate, student-first communication approach that builds trust and improves long-term outcomes.

Q6. How can my institution get started with Champion Solutions?

Simply contact our team to schedule a consultation. We’ll review your needs and design a tailored solution to support both student success and institutional compliance.

Student Borrower

I was terrified when I got an email from my loan servicer saying..

“I was terrified when I got an email from my loan servicer saying I would be disqualified in 15 days… ... Read More
Back in February, I was on a natural disaster..

“Back in February, I was on a natural disaster forbearance that was ending soon, and I knew I needed to… ... Read More
“I missed a call about my student loans..

“I missed a call about my student loans, but I got a text right after explaining who it was and… ... Read More
“I recently got married..

“I recently got married on New Year’s Day, which was so special, but I also knew I needed help with… ... Read More
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Curious About Champion?

CONTACT US TO LEARN MORE

call 480.947.7375 or email us.