Since 1989, Champion's comprehensive default prevention services have given schools an EDGE over their competition!

When Payments Resume, CDRs Will Explode

The factors that show a clear path to disaster

  1. Experts are predicting delinquent rates of at least 70-80% with rapidly escalating default rates.
  2. Borrowers are confused, angry and frustrated, plus they have found other ways to spend their student loan payments. 
  3. Call hold times with federal servicers are already more than 2 hours. 
  4. Servicers are running with minimal staff if they have managed to survive. 

Prepare now. Champion has 33+ years of excellent results to support your school’s future and help you avoid disaster!

PREVENTION is the key to managing CDRs

Our founder was the first to develop the concept of mentoring, then guiding students through the student loan repayment process. Since then, through Champion College Solutions, we have continued to evolve our signature processes to reach students at critical points during the student loan repayment cycle—not JUST delinquent borrowers.

Many companies have attempted to emulate our highly successful programs, but don’t get burned by companies that only appear to be less expensive until you add in ALL the extra fees!

Champion Will Help You


Cohort Default Rates

We reach out to your students at critical times throughout the repayment cycle.


Repayment Rates

Because your students are better informed, they are more likely to make timely payments.


Flat-rate Fee Structure

With Champion you will not be over-burdened by unexpected fees. Flat-rates are more predictable.


Financial Literacy

Student awareness posters, borrower ed and online articles and courses are extra perks to help your students.

Choosing Champion's default prevention programs and our financial literacy resources will give you the same stability our clients have enjoyed during ALL economic cycles for 30 years!

Insights On Student Loans from Champion

It is no stretch to say that COVID-19 has impacted every industry, and higher education is no exception. The uncertainty about when payments resume and whether loan forgiveness will occur has led to extraordinary confusion for students and schools. The following articles may help you consider important points on these subjects!

Higher Education Has Always Been Political

Education has always been subject to political negotiations over funding. Sadly, education laws are often based on funding and not on what will best educate children. Less than 3% of the federal budget goes to education including preschool through college…

Experts Say When Student Loan Payments Resume, Default Rates Will Explode

We know for certain that there is NO mention of student loan forgiveness in Biden’s proposed 2022 budget yet many students are betting on forgiveness happening.  In Match 2022, the Biden administration told loan servicers not to send out notices about payments and that could easily be interpreted as no solid plan for restarting payments exists, therefore the pause has once again been extended until August 31, 2022…

When COVID Forbearance Ends, Delinquent Rates Could Hit 70%

If the U.S. government grants no additional extensions, in January 2021, student loan repayment will enter unchartered territory. What will happen when ALL borrowers exit COVID forbearance simultaneously, and payments will resume? History can provide us with clues…

Contacting Student Loan Borrowers During the CARES Act Forbearance Is Critical

Social distancing is necessary, but no contact with student loan borrowers during the pandemic is not the best plan. The CARES Act pause has lulled many schools into a false sense of security about borrower defaults. The big question is what will happen when forbearance ends…

5 Reasons to Engage with Borrowers About Their Student Loans During COVID

The CARES Act pause has given many school administrators a false sense of security with what seems to be a logical conclusion—why worry about default rates when no payments are due? Truthfully, you SHOULD worry and prepare now for a surge in defaults when payments resume…